You know you want it. Make a bid. I am pretty sure I accidentally left $1000 in one of the drawers.
Slow day. I painted the base trim that will get tacked on after the hardwood floors are installed. I have a date now for the counter tops. Sooner than expected, February 4th. So, in a perfect world, this renovation will be done in less than two weeks. I can’t wait!
I pulled the trigger on a mortgage refinance. The low interest rates were too juicy to pass up. So I am going from a 30 year loan at 6.25%, to a 15 year loan at 4.875%. I also reduced the loan amount by $70,000. So even though I went from 30 years to 15 years, my monthly payment will be going down by $110. A 15 year loan makes sense, considering I am considering retiring in 14 years. If you go solely by interest paid, the $3800 that the refinance cost, will be paid off in about 14 months. Unfortunately, I won’t be able to write off as much interest on my taxes, which means more taxes being paid. So it will probably be two years for this refinance to be paid off.
About two weeks ago, I called my insurance company. I complained about paying too much. After the conversation, I will be paying about $100/month less on my car and house insurance. So between the refi and the insurance reduction, I will get about $2400 extra per year. Well, again, in a perfect world.
So you are probably thinking, he has refinanced, he has done major renovations, he must be rooting down. Heck no! I have a new job application out for Grand Junction, CO. The job is just too sweet to pass up. Great location, better job and the cost of living is a touch cheaper. Let’s go for it!
In other news, the Cinematic Titanic has launched. Many of the folks behind MST3k are behind this project. Including the originator of the MST3k show, Joel Hodgson. They have their first release out, the Oozing Skull, which I ordered this morning. No robots this time around, only your favorite movie riffers. They are really good at this stuff, this show is going to be great.